Freedom home Financing

Affordable financing for all

At Freedmen Green Bank and Trust, we believe that access to clean, affordable energy should not be a luxury – it’s a right. That’s why we’ve developed the Freedom Home Financing initiative, a program specifically designed to make energy-related home upgrades affordable and accessible.

Unsecured personal loans for home improvement projects. No minimum credit score, no income limits (minimum or maximum), and no minimum asset or home equity required.

Unsecured loan products & rates

$3,000-25,000

Loan Amount

5-10.5%

Fixed Interest Rate

3-8 Years

Terms

Fees apply depending on improvement. Origination Fee: 2.5% and 1.25% for military discounts + Project Management Fee: 2.75-2.99%.

Eligibility

Are you a co-signer or co-applicant?

Types of Improvements

Many homeowners want to make energy-efficient upgrades but face financial barriers. Through the Freedom Home Financing Initiative, we offer low-interest loans and flexible financing solutions that make it easier for homeowners to invest in energy-efficient improvements. Our program covers upgrades such as:

Storm Resilience

Weatherization & insulation

Solar Products

Sewer & Water

disability Installations

Energy Efficient HVAC

Roofing

Lighting

Health & Safety

Our Contractor Network

Finding the right vendor for your home upgrade can be overwhelming, especially when quality and reliability are paramount. To simplify this process, we’ve built a Certified Contractor Network, consisting of vetted and trusted contractors and service providers. These vendors specialize in energy-related home upgrades and are committed to delivering high-quality, affordable services to homeowners in our program.

Our network ensures that every installation is performed by skilled professionals with the experience and certifications necessary to get the job done right. When you work with a Freedmen Green Bank and Trust Certified Vendor, you can trust that your project will meet the highest standards.

Project Management

At Freedmen Green Bank and Trust, we take quality seriously. We oversee each project from start to finish, including pre-screening any out-of-network contractors to verify applicable licenses, insurance, and a good track record. Additionally, we review quotes to prevent price gouging and guarantees each homeowner is satisfied before contractors are paid. 

By partnering with certified installers and implementing rigorous Quality Assurance and Quality Control (QA/QC) protocols, we provide peace of mind that your investment in a cleaner, more efficient home will pay off for years to come.

Why Choose Freedom Home Financing

Affordable and Accessible Financing

We offer competitive rates and flexible terms to make energy-efficient upgrades accessible to low-income and underserved homeowners.

Empowering Individuals & Communities

Our initiative is rooted in our mission to support individuals and communities giving them the tools to access affordable clean energy.

Expert Contractor
Network

With our Certified Contractor Network, you can trust that every project will be handled by professionals dedicated to high-quality work.

Comprehensive Quality Control

Our strict QA/QC process ensures that your upgrade will be done right the first time, saving you time, money, and energy.

Ready to make your home energy efficient?

Join the thousands of homeowners who are taking advantage of affordable, clean energy through the Freedom Home Financing Initiative. Let us help you reduce your energy costs, improve your home’s comfort, and contribute to a sustainable future.

Interested in talking to our team?